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Cancellation Policy

Section 1 Scope of Application

This cancellation policy applies to all contracts concluded by consumers via the website https://nopaniccoach.com with the

Institut de Résilience Émotionnelle, trading under the brand NoPanicCoach.

It applies in particular to the purchase of:

printed books

printed workbooks

e-books

digital workbooks

PDF files

audio files

digital downloads

coaching services

other digital products

other goods or services offered via the website.

A consumer is any natural person who enters into a legal transaction predominantly for private and not for commercial or self-employed professional purposes.

This cancellation policy takes into account both the legal requirements for consumers within the European Union and the legal provisions applicable to the

company at its registered office in Quebec, Canada.

Section 2 Statutory Right of Withdrawal

Provided the statutory requirements are met, you, as a consumer, have a statutory right of withdrawal.

This right allows you to withdraw from the concluded contract within the legally prescribed period without giving any reason.

The right of withdrawal applies exclusively insofar as no statutory grounds for exclusion or expiry exist.

For consumers within the European Union, the mandatory consumer protection regulations of their country of residence apply.

For customers outside the European Union, the applicable statutory provisions of their country of residence apply

as well as the statutory regulations of the company's registered office in Quebec, Canada, insofar as these are applicable.

Section 3 Commencement and Duration of the Withdrawal Period

Unless otherwise stipulated by law, the withdrawal period is 14 calendar days.

The period begins:

For physical products

on the day on which you or a person designated by you receive the goods.

If several goods from an order are delivered separately, the period begins only upon receipt of the last delivery.

For goods delivered in multiple shipments, the cancellation period begins upon receipt of the last shipment.

For services,

the cancellation period begins on the date the contract is concluded.

For digital products,

the cancellation period begins upon conclusion of the contract.

For digital content, the special provisions regarding the expiry of the right of cancellation apply in accordance with the following regulations.

Section 4 Exercising the Right of Cancellation

To exercise your right of cancellation, you must inform us of your decision by means of a clear statement.

This can be, for example, a letter, an email, or another clear written statement.

The statement must be sent before the cancellation period expires.

The cancellation notice should be sent to:

Institut de Résilience Émotionnelle

NoPanicCoach

Christiane Sander

35 Rue des Ormes

Saint-Hippolyte

Quebec

Canada

Email:

contact@nopaniccoach.com

Website:

https://nopaniccoach.com

Use of the attached sample cancellation form is voluntary.

Section 5 Consequences of Cancellation

If you effectively cancel the contract, we will reimburse all payments received from you, including standard delivery charges, to the extent permitted by law.

We will not reimburse any additional costs incurred because you chose a delivery method other than the least expensive standard delivery option offered by us.

The reimbursement will be made immediately and at the latest within the legally prescribed period.

We will generally use the same payment method for the reimbursement that you used for the original transaction, unless expressly agreed otherwise.

You will not incur any additional fees for the refund.

For goods deliveries, we may refuse the refund until

we have received the goods back or

you have provided proof that you have sent the goods back,

whichever occurs first.

Cancellation Policy

Section 1 Scope of Application

This cancellation policy applies to all contracts concluded

by consumers

via the website https://nopaniccoach.com with the

Institut de Résilience Émotionnelle, trading under

the brand NoPanicCoach.

It applies in particular to the purchase of:

printed books

printed workbooks

e-books

digital workbooks

PDF files

audio files

digital downloads

coaching services

other digital products

other goods or services offered via the website.

A consumer is any natural person who enters into a

legal transaction predominantly

for private and not for commercial or self-employed

professional purposes.

This cancellation policy takes into account both the

legal requirements

for consumers within the European Union and the

legal provisions applicable to the

company at its registered office in Quebec, Canada.

Section 2 Statutory Right of Withdrawal

Provided the statutory requirements are met, you,

as a consumer,

have a statutory right of withdrawal.

This right allows you to withdraw from the concluded contract

within the legally prescribed period without giving any reason.

The right of withdrawal applies exclusively insofar as

no statutory grounds for exclusion or expiry exist.

For consumers within the European Union, the mandatory

consumer protection regulations of their country of

residence apply.

For customers outside the European Union,

the applicable statutory provisions

of their country of residence apply

as well as the statutory regulations of the company's registered

office in Quebec, Canada, insofar as these are applicable.

Section 3 Commencement and Duration

of the Withdrawal Period

Unless otherwise stipulated by law, the withdrawal

period is 14 calendar days.

The period begins:

For physical products

on the day on which you or a person designated

by you receive the goods.

If several goods from an order are delivered separately,

the period begins only upon receipt of the last delivery.

For goods delivered in multiple shipments, the cancellation

period begins upon receipt of the last shipment.

For services,

the cancellation period begins on the date the

contract is concluded.

For digital products,

the cancellation period begins upon conclusion

of the contract.

For digital content, the special provisions

regarding the expiry of

the right of cancellation apply in accordance

with the following regulations.

Section 4 Exercising the Right of Cancellation

To exercise your right of cancellation, you must inform us of

your decision by means of a clear statement.

This can be, for example, a letter, an email,

or another clear written statement.

The statement must be sent before the

cancellation period expires.

The cancellation notice should be sent to:

Institut de Résilience Émotionnelle

NoPanicCoach

Christiane Sander

35 Rue des Ormes

Saint-Hippolyte

Quebec

Canada

Email:

contact@nopaniccoach.com

Website:

https://nopaniccoach.com

Use of the attached sample cancellation form is voluntary.

Section 5 Consequences of Cancellation

If you effectively cancel the contract, we will reimburse

all payments received from you,

including standard delivery charges,

to the extent permitted by law.

We will not reimburse any additional

costs incurred because yo

u chose a delivery method other

than the least expensive standard delivery

option offered by us.

The reimbursement will be made

immediately and at the latest

within the legally prescribed period.

We will generally use the same payment method for the

reimbursement that you used for the original transaction,

unless expressly agreed otherwise.

You will not incur any additional fees for the refund.

For goods deliveries, we may refuse the refund until

we have received the goods back or

you have provided proof that you have sent the goods back,

whichever occurs first.

Cancellation Policy

Section 1 Scope of Application

This cancellation policy applies to all contracts concluded by consumers via the website https://nopaniccoach.com with the

Institut de Résilience Émotionnelle, trading under the brand NoPanicCoach.

It applies in particular to the purchase of:

printed books

printed workbooks

e-books

digital workbooks

PDF files

audio files

digital downloads

coaching services

other digital products

other goods or services offered via the website.

A consumer is any natural person who enters into a legal transaction predominantly

for private and not for commercial or self-employed professional purposes.

This cancellation policy takes into account both the legal requirements for consumers

within the European Union and the legal provisions applicable to the

company at its registered office in Quebec, Canada.

Section 2 Statutory Right of Withdrawal

Provided the statutory requirements are met, you, as a consumer, have a statutory right of withdrawal.

This right allows you to withdraw from the concluded contract within the legally prescribed period without giving any reason.

The right of withdrawal applies exclusively insofar as no statutory grounds for exclusion or expiry exist.

For consumers within the European Union, the mandatory consumer protection regulations of their country of residence apply.

For customers outside the European Union, the applicable statutory provisions of their country of residence apply

as well as the statutory regulations of the company's registered office in Quebec, Canada, insofar as these are applicable.

Section 3 Commencement and Duration of the Withdrawal Period

Unless otherwise stipulated by law, the withdrawal period is 14 calendar days.

The period begins:

For physical products

on the day on which you or a person designated by you receive the goods.

If several goods from an order are delivered separately, the period begins only upon receipt of the last delivery.

For goods delivered in multiple shipments, the cancellation period begins upon receipt of the last shipment.

For services,

the cancellation period begins on the date the contract is concluded.

For digital products,

the cancellation period begins upon conclusion of the contract.

For digital content, the special provisions regarding the expiry of the right of cancellation apply in

accordance with the following regulations.

Section 4 Exercising the Right of Cancellation

To exercise your right of cancellation, you must inform us of your decision by means of a clear statement.

This can be, for example, a letter, an email, or another clear written statement.

The statement must be sent before the cancellation period expires.

The cancellation notice should be sent to:

Institut de Résilience Émotionnelle

NoPanicCoach

Christiane Sander

35 Rue des Ormes

Saint-Hippolyte

Quebec

Canada

Email:

contact@nopaniccoach.com

Website:

https://nopaniccoach.com

Use of the attached sample cancellation form is voluntary.

Section 5 Consequences of Cancellation

If you effectively cancel the contract, we will reimburse all payments received from you,

including standard delivery charges, to the extent permitted by law.

We will not reimburse any additional costs incurred because you chose a delivery method

other than the least expensive standard delivery option offered by us.

The reimbursement will be made immediately and at the latest within the legally prescribed period.

We will generally use the same payment method for the reimbursement that you used for the original transaction,

unless expressly agreed otherwise.

You will not incur any additional fees for the refund.

For goods deliveries, we may refuse the refund until

we have received the goods back or

you have provided proof that you have sent the goods back,

whichever occurs first.

Section 6 Return of Physical Goods

After exercising a valid right of withdrawal, physical products must be returned or handed over to us immediately, but no later than within the legally prescribed

period following the submission of the notice of withdrawal.

Returns should be sent to the following address:

Institut de Résilience Émotionnelle

Brand: NoPanicCoach

35 Rue des Ormes

Saint-Hippolyte

Quebec

Canada

The goods should be returned, if possible, in their original packaging and with all accessories, inserts, and any protective packaging.

The absence of the original packaging alone does not invalidate the right of withdrawal, provided the goods are returned with sufficient protection.

Section 7 Return Shipping Costs

To the extent permitted by law and provided no mandatory consumer protection regulations stipulate otherwise, consumers bear the direct costs of return shipping.

This applies in particular to international returns outside of Canada.

Any import duties, customs fees, or other charges incurred in connection with the return shipment are to be borne by the sender,

unless otherwise required by law.

For international returns, we recommend insured shipping with tracking.

Section 8 Inspection of Returned Goods

Upon receipt of the returned goods, they will be inspected within a reasonable timeframe.

The inspection serves solely to determine:

whether the goods have been returned complete,

whether they are properly packaged,

whether there is any damage,

whether signs of use exceed what is necessary to ascertain the condition, properties, and functionality,

and whether any legal grounds for exclusion exist.

The mere inspection of the goods, as would be customary in a retail store, naturally does not result in any reduction in value.

Section 9 Reduction in Value of Goods

You are only liable for any reduction in value of the goods if this reduction in value is due to handling of the goods

that was not necessary to ascertain their condition, properties, and functionality.

A reduction in value may occur, in particular, if:

Books or workbooks have been permanently damaged,

Pages have been written on, drawn on, or torn out,

Protective films have been removed if they were necessary for resale,

Significant soiling has occurred,

The goods have been handled improperly,

Components or accessories are missing.

The legally permissible consideration of a reduction in value remains unaffected.

Section 10 Refund of the Purchase Price

After receipt and inspection of the returned goods, the refund will be issued within the legally prescribed time limits.

The refund will generally be issued via the same payment method used for the original order, unless otherwise agreed.

Costs already incurred for special services, express shipping, or expressly selected additional shipping options will only be refunded if there is a legal obligation to do so.

Refunds will only be issued for the actual purchase price paid and the legally reimbursable shipping costs.

Any fees charged by credit institutions, credit card companies or payment service providers, over which we have no control, are not our responsibility.

Section 6 Return of Physical Goods

After exercising a valid right of withdrawal, physical

products must be returned or handed over to us immediately,

but no later than within the

legally prescribed period after submitting the

declaration of withdrawal.

Returns should be sent to the following address:

Institut de Résilience Émotionnelle

Brand: NoPanicCoach

35 Rue des Ormes

Saint-Hippolyte

Quebec

Canada

The goods should be returned in their original packaging,

if possible, and

with all accessories, inserts, and any

protective packaging.

The absence of original packaging does not, in itself,

lose the right of withdrawal, provided the goods

are returned with sufficient

protection.

Section 7 Return Shipping Costs

To the extent permitted by law and provided no mandatory

consumer protection regulations stipulate otherwise,

consumers bear the direct

costs of return shipping.

This applies in particular to international returns

outside of Canada.

Any import duties, customs fees, or other charges

incurred in connection with the return

are the responsibility of the sender,

unless otherwise required by law.

For international returns, we recommend

insured shipping with tracking.

Section 8 Inspection of Returned Goods

Upon receipt of the returned goods,

they will be inspected within

a reasonable timeframe.

The inspection serves solely to determine:

whether the goods have been returned complete,

whether they are properly packaged,

whether there is any damage,

whether there are signs of use beyond

what is necessary to examine the

condition, properties, and functionality,

and whether any legal grounds for exclusion exist.

The mere inspection of the goods,

as would be customary in a retail store,

naturally does not result in a

reduction in value.

Section 9 Diminution in Value of Goods

You are only liable for any diminution in value of the goods

if this diminution in value is due to handling of the

goods that was not necessary for examining their condition,

properties, and functionality.

Diminution in value may occur in particular if:

books or workbooks have been permanently damaged,

pages have been written on, drawn on, or torn out,

protective films have been removed,

provided these were necessary for

resale,

significant soiling has occurred,

the goods have been handled improperly,

components or accessories are missing.

The legally permissible consideration

of a diminution in value remains unaffected.

Section 10 Refund of the Purchase Price

After receipt and inspection of the returned goods,

the refund will be issued within the legally

prescribed time limits.

The refund will generally be issued via the same

payment method used for the original order,

unless otherwise agreed.

... Costs already incurred for special services,

express shipping, or explicitly selected additional

shipping options will only be refunded if

there is a legal obligation to do so.

Refunds will only be issued for the actual

purchase price paid and the legally reimbursable

shipping costs.

Any fees charged by banks,

credit card companies, or payment service providers,

over which we

have no control, are not our

responsibility.

Section 6 Return of Physical Goods

After exercising a valid right of withdrawal, physical products must be returned or handed over to us immediately,

but no later than within the legally prescribed

period following the submission of the notice of withdrawal.

Returns should be sent to the following address:

Institut de Résilience Émotionnelle

Brand: NoPanicCoach

35 Rue des Ormes

Saint-Hippolyte

Quebec

Canada

The goods should be returned, if possible, in their original packaging and with all accessories, inserts, and any protective packaging.

The absence of the original packaging alone does not invalidate the right of withdrawal,

provided the goods are returned with sufficient protection.

Section 7 Return Shipping Costs

To the extent permitted by law and provided no mandatory consumer protection regulations

stipulate otherwise, consumers bear the direct costs of return shipping.

This applies in particular to international returns outside of Canada.

Any import duties, customs fees, or other charges incurred in connection with the return shipment are to be borne by the sender,

unless otherwise required by law.

For international returns, we recommend insured shipping with tracking.

Section 8 Inspection of Returned Goods

Upon receipt of the returned goods, they will be inspected within a reasonable timeframe.

The inspection serves solely to determine:

whether the goods have been returned complete,

whether they are properly packaged,

whether there is any damage,

whether signs of use exceed what is necessary to ascertain the condition, properties, and functionality,

and whether any legal grounds for exclusion exist.

The mere inspection of the goods, as would be customary in a retail store, naturally does not result in any reduction in value.

Section 9 Reduction in Value of Goods

You are only liable for any reduction in value of the goods if this reduction in value is due to handling of the goods

that was not necessary to ascertain their condition, properties, and functionality.

A reduction in value may occur, in particular, if:

Books or workbooks have been permanently damaged,

Pages have been written on, drawn on, or torn out,

Protective films have been removed if they were necessary for resale,

Significant soiling has occurred,

The goods have been handled improperly,

Components or accessories are missing.

The legally permissible consideration of a reduction in value remains unaffected.

Section 10 Refund of the Purchase Price

After receipt and inspection of the returned goods, the refund will be issued within the legally prescribed time limits.

The refund will generally be issued via the same payment method used for the original order, unless otherwise agreed.

Costs already incurred for special services, express shipping, or expressly selected additional shipping options will only

be refunded if there is a legal obligation to do so.

Refunds will only be issued for the actual purchase price paid and the legally reimbursable shipping costs.

Any fees charged by credit institutions, credit card companies or payment service providers,

over which we have no control, are not our responsibility.

Section 11 Digital Products and Downloads

Digital products are provided exclusively in electronic form and include, in particular:

E-books

Digital workbooks

PDF files

Audio files

Meditations

Digital worksheets

Digital supplementary materials

QR code content

Other digital downloads

After successful payment, the customer receives access to the purchased digital product via the designated delivery method.

The contractual service is deemed to have commenced upon provision of the digital product.

Digital products are provided exclusively for personal, private, and non-transferable use.

The purchase of a digital product does not transfer ownership of the content. Only a simple, non-exclusive, non-transferable

and revocable right of use is granted within the framework of these terms and conditions.

Section 12 Expiration of the Right of Withdrawal for Digital Content

For digital content that is not delivered on a physical data carrier, the statutory right of withdrawal generally only applies until the commencement of the contract performance.

The right of withdrawal expires prematurely if:

You have expressly consented to us beginning performance of the contract before the withdrawal period has expired,

You have confirmed that you are aware that by giving this consent you will lose your statutory right of withdrawal,

and we have provided you with the digital content or access to it.

By completing the order process and the commencement of provision, you expressly declare this consent, insofar as this is required under the applicable legal provisions.

Section 13 Special Provisions for E-books, PDFs, and Audio Files

E-books, PDF files, audio files, and comparable digital content cannot generally be returned or exchanged after provision,

insofar as the right of withdrawal has effectively expired in accordance with the statutory provisions.

A refund is not available if:

the product has already been downloaded,

a download link has been provided,

access to digital content has been activated,

QR code content has been used,

streaming content has already started, or

digital supplementary materials have already been made available.

This does not affect mandatory statutory warranty rights, particularly in the case of significant technical defects or demonstrably faulty delivery.

Section 14 License and Terms of Use for Digital Content

By purchasing a digital product, the buyer receives the right to use it exclusively for personal purposes.

The following are specifically prohibited:

Distribution to third parties,

Resale,

Rental,

Publication,

Reproduction beyond private use,

Uploading to internet platforms,

Making available in cloud services for third parties,

Public performance or distribution,

Editing or modifying with subsequent distribution,

Use for training, seminar, or commercial purposes without prior written authorization.

Copyrights, trademarks, and other intellectual property rights remain exclusively with the Institut de Résilience Émotionnelle or the respective rights holders.

Section 15 Technical Provision of Digital Content

Digital products are provided via the technical systems or platforms specified on the website.

The customer is responsible for:

providing a valid email address,

maintaining a functioning internet connection,

using suitable hardware and software,

saving downloads immediately after they are made available,

keeping access data confidential.

If the download is not possible due to technical problems on the provider's side, we will make the digital content available again.

We assume no liability for technical problems that are beyond our control – in particular those caused by internet outages, end devices, software configurations,

or third-party providers – to the extent permitted by law.

Section 11 Digital Products and Downloads

Digital products are provided exclusively in

electronic form and include, in particular:

E-books

Digital workbooks

PDF files

Audio files

Meditations

Digital worksheets

Digital accompanying materials

QR code content

Other digital downloads

After successful payment, the customer

will receive access to the purchased digital product via

the designated delivery method.

The contractual service is considered to have commenced

upon provision of the digital product.

Digital products are provided exclusively for personal,

private, and non-transferable use.

The purchase of a digital product does not transfer ownership

of the content. Only

a simple,

non-exclusive, non-transferable, and revocable

right of use is granted within the framework of

these terms and conditions.

Section 12 Expiry of the Right of Withdrawal for Digital Content

For digital content that is not delivered on a physical data carrier,

the statutory right of withdrawal exists

generally only until the commencement of the

contract performance.

The right of withdrawal expires prematurely if:

you have expressly consented to us beginning the

performance of the contract before

the expiry of the withdrawal period,

you have confirmed that you are aware that

by giving this consent you will lose your statutory

right of withdrawal,

and we have provided you with the digital content or access to it.

By completing the order process and the commencement of the

provision, you expressly declare this consent,

to the extent required by the applicable statutory provisions.

... Section 13 Special Provisions for E-books, PDFs, and

Audio Files

E-books, PDF files, audio files, and

comparable digital content cannot, in principle, be returned

or exchanged after

provision, insofar as the right of withdrawal has expired

in accordance with statutory regulations.

In particular, there is no entitlement to a refund

if:

the product has already been downloaded,

a download link has been provided,

access to digital content has been activated,

QR code content has been used,

streaming content has already been started, or

digital accompanying materials have already

been made available.

This does not affect mandatory statutory

warranty rights, especially in the case of significant

technical defects or demonstrably faulty

provision.

Section 14 License and Terms of Use for Digital Content

By purchasing a digital product, the

buyer receives exclusively the right

for personal use.

The following are specifically prohibited:

Distribution to third parties,

Resale,

Rental,

Publication,

Reproduction beyond private use,

Uploading to internet platforms,

Making available in cloud services for third parties,

Public performance or distribution,

Editing or modification followed by

Distribution,

Use for training, seminar, or commercial

purposes without prior written authorization.

Copyrights, trademarks, and other intellectual property rights

remain fully with

Institut de Résilience Émotionnelle or

the respective rights holders.

Section 15 Technical Provision of Digital Content

Digital products are provided via

the technical

systems or platforms specified on the website.

... The customer is responsible for:

providing a valid email address,

maintaining a working internet connection,

using suitable hardware and software,

saving downloads immediately after they are made available,

keeping access data confidential.

If the download is not possible due to technical problems

on the provider's side,

we will make the digital content available again.

We assume no liability for technical problems that are outside our

control – in particular those caused by

internet outages, end devices, software configurations,

or third-party providers – to the extent permitted by law.

Section 11 Digital Products and Downloads

Digital products are provided exclusively in electronic form and include, in particular:

E-books

Digital workbooks

PDF files

Audio files

Meditations

Digital worksheets

Digital supplementary materials

QR code content

Other digital downloads

After successful payment, the customer receives access to the purchased digital product via the designated delivery method.

The contractual service is deemed to have commenced upon provision of the digital product.

Digital products are provided exclusively for personal, private, and non-transferable use.

The purchase of a digital product does not transfer ownership of the content. Only a simple, non-exclusive, non-transferable

and revocable right of use is granted within the framework of these terms and conditions.

Section 12 Expiration of the Right of Withdrawal for Digital Content

For digital content that is not delivered on a physical data carrier, the statutory right of withdrawal generally only

applies until the commencement of the contract performance.

The right of withdrawal expires prematurely if:

You have expressly consented to us beginning performance of the contract before the withdrawal period has expired,

You have confirmed that you are aware that by giving this consent you will lose your statutory right of withdrawal,

and we have provided you with the digital content or access to it.

By completing the order process and the commencement of provision, you expressly declare this consent,

insofar as this is required under the applicable legal provisions.

Section 13 Special Provisions for E-books, PDFs, and Audio Files

E-books, PDF files, audio files, and comparable digital content cannot generally be returned or exchanged after provision,

insofar as the right of withdrawal has effectively expired in accordance with the statutory provisions.

A refund is not available if:

the product has already been downloaded,

a download link has been provided,

access to digital content has been activated,

QR code content has been used,

streaming content has already started, or

digital supplementary materials have already been made available.

This does not affect mandatory statutory warranty rights, particularly in the case of significant technical defects

or demonstrably faulty delivery.

Section 14 License and Terms of Use for Digital Content

By purchasing a digital product, the buyer receives the right to use it exclusively for personal purposes.

The following are specifically prohibited:

Distribution to third parties,

Resale,

Rental,

Publication,

Reproduction beyond private use,

Uploading to internet platforms,

Making available in cloud services for third parties,

Public performance or distribution,

Editing or modifying with subsequent distribution,

Use for training, seminar, or commercial purposes without prior written authorization.

Copyrights, trademarks, and other intellectual property rights remain exclusively with

the Institut de Résilience Émotionnelle or the respective rights holders.

Section 15 Technical Provision of Digital Content

Digital products are provided via the technical systems or platforms specified on the website.

The customer is responsible for:

providing a valid email address,

maintaining a functioning internet connection,

using suitable hardware and software,

saving downloads immediately after they are made available,

keeping access data confidential.

If the download is not possible due to technical problems on the provider's side, we will make the digital content available again.

We assume no liability for technical problems that are beyond our control –

in particular those caused by internet outages, end devices, software configurations,

or third-party providers – to the extent permitted by law.

Section 16 Special Provisions for Coaching and Consulting Services

The statutory right of withdrawal applies to services, in particular coaching, consulting, or mentoring services, unless this right is excluded or has expired prematurely under statutory provisions.

If you expressly request that the service begin during the withdrawal period, you agree that we may begin performance of the contract before the withdrawal period expires.

If we have fully performed the service before the withdrawal period has expired, your statutory right of withdrawal expires, provided that you have previously expressly consented

and confirmed that you are aware of this loss of rights.

If the service is partially performed at your express request within the withdrawal period and you subsequently withdraw from the contract, compensation for the

value of the services already provided up to the time of withdrawal may be demanded, to the extent permitted by law.

``` Section 17 Exclusion of the Right of Withdrawal for Personalized Products

There is no right of withdrawal for contracts concerning goods or digital content that are manufactured according to customer specifications or are clearly tailored to the

personal needs of the customer.

This includes, in particular:

individually created coaching materials,

personalized work materials,

individually compiled exercise programs,

personalized digital content,

custom-made products,

and other services that are created exclusively for a specific person.

The statutory warranty rights remain unaffected.

Section 18 Vouchers and Pre-orders

When purchasing vouchers, the right of withdrawal is governed by the applicable statutory provisions.

If a voucher has already been redeemed and the corresponding service has been fully rendered, the statutory provisions regarding the expiry of the right of withdrawal apply.

For pre-orders, the withdrawal period generally begins only upon conclusion of the contract and is otherwise governed by the applicable statutory provisions.

Section 19 International Orders

Since the supplier is based in Quebec, Canada, and distributes its products internationally, different mandatory consumer protection regulations

may apply depending on the customer's place of residence.

To the extent that mandatory legal provisions of the consumer's country of residence provide for more extensive rights, these remain unaffected.

Otherwise, the regulations described in this cancellation policy apply.

Section 20 Sample Cancellation Form

If you wish to cancel the contract, you may use this form. Use of this form is voluntary.

Sample Cancellation Form

To:

Institut de Résilience Émotionnelle

NoPanicCoach

35 Rue des Ormes

Saint-Hippolyte

Quebec

Canada

Email: contact@nopaniccoach.com

I/We hereby cancel the contract I/we concluded for the purchase of the following goods or the provision of the following service:

Ordered on: ______________________________

Received on: ______________________________

Name of consumer:

Address:

Signature (only for notification on paper):

Date:

Section 21 Final Provisions

Should individual provisions of this cancellation policy be or become wholly or partially invalid or unenforceable, the validity of the remaining provisions shall remain unaffected.

The applicable statutory consumer protection regulations in force at the time of conclusion of the contract shall apply.

This cancellation policy was created for the offerings of the Institut de Résilience Émotionnelle under the brand NoPanicCoach and is geared towards the

sale of physical products, digital content and services.

Section 16 Special Provisions for Coaching and

Consulting Services

For services, in particular coaching,

consulting, or mentoring services, the statutory

right of withdrawal applies, unless this right is

excluded or has expired prematurely under the statutory

provisions.

If you expressly request that the service begin

during the withdrawal period, you agree

that we may begin fulfilling the contract

before the withdrawal period expires.

If we have fully performed the service

before the withdrawal period has expired, your

statutory right of withdrawal expires,

provided that you have previously expressly

agreed to this and confirmed that you

are aware of this loss of rights.

If the service is already partially provided at your express

request within the withdrawal period

and you subsequently withdraw from the contract

effectively, compensation may be demanded for

the services already provided up to the time of withdrawal,

to the extent permitted by law.

Section 17 Exclusion of the Right of Withdrawal for

Personalized Products

There is no right of withdrawal for contracts concerning

goods or digital content that are manufactured according to

customer specifications or clearly tailored to the personal needs

of the customer.

This includes, in particular:

individually created coaching materials,

personalized work materials,

individually compiled exercise programs,

personalized digital content,

custom-made products,

and other services that are created exclusively

for a specific person.

The statutory warranty rights remain

unaffected.

Section 18 Vouchers and Pre-orders

When purchasing vouchers, the

right of withdrawal is governed by the applicable

statutory provisions.

If a voucher has already been redeemed and the

corresponding service has been fully rendered,

the statutory provisions regarding the expiry

of the right of withdrawal apply.

For pre-orders, the withdrawal period

generally begins only upon conclusion of the contract

and is otherwise governed by the applicable

statutory provisions.

Section 19 International Orders

Since the provider is based in Quebec (Canada)

and distributes its products internationally, different

mandatory consumer protection regulations may

apply depending on the customer's

place of residence.

Insofar as mandatory statutory provisions of the

state of residence of the consumer provide

further rights, these remain unaffected.

Otherwise, the regulations described in this cancellation policy

apply.

... Section 20 Sample Cancellation Form

If you wish to cancel the contract, you can

use this form. Use is voluntary.

Model Cancellation Form

To:

Institut de Résilience Émotionnelle

NoPanicCoach

35 Rue des Ormes

Saint-Hippolyte

Quebec

Canada

Email: contact@nopaniccoach.com

I/We hereby cancel the contract I/we concluded

for the purchase of the following goods or

the provision of the following service:

Ordered on: ______________________________

Received on: ______________________________

Name of consumer:

Address:

Signature (only if submitted on paper):

Date:

Section 21 Final Provisions

Should any provision of this cancellation policy be or

become wholly or partially invalid or unenforceable,

the validity of the remaining provisions shall remain unaffected.

The applicable statutory consumer

protection regulations at the time of contract conclusion apply.

This cancellation policy was created for the offers

of the Institut de Résilience Émotionnelle under the

NoPanicCoach brand and is geared towards the sale

of physical products, digital content, and

services.

Section 16 Special Provisions for Coaching and Consulting Services

For services, in particular coaching, consulting, or mentoring services,

the statutory right of withdrawal applies, unless this right is excluded by law

or has expired prematurely.

If you expressly request that the service begin during the withdrawal period,

you agree that we may begin fulfilling the contract before the withdrawal period expires.

If we have fully performed the service before the withdrawal period has expired, your

statutory right of withdrawal expires, provided you have previously expressly agreed and confirmed

that you are aware of this loss of rights.

If, at your express request, the service is partially performed within the

withdrawal period and you subsequently withdraw from the contract, compensation for the value of the services already performed

up to the time of withdrawal may be demanded, insofar as this is legally permissible.

Section 17 Exclusion of the Right of Withdrawal for Personalized Products

There is no right of withdrawal for contracts concerning goods or digital content that are

manufactured according to customer specifications or clearly tailored to the personal needs of the

customer.

This includes, in particular:

individually created coaching materials,

personalized work materials,

individually compiled exercise programs,

personalized digital content,

custom-made products,

and other services that are created exclusively for a specific person.

The statutory warranty rights remain unaffected.

Section 18 Vouchers and Pre-orders

When purchasing vouchers, the right of withdrawal is governed by the

applicable statutory provisions.

If a voucher has already been redeemed and the corresponding service has been fully rendered,

the statutory provisions regarding the expiry of the right of withdrawal apply.

For pre-orders, the withdrawal period generally begins only upon conclusion of the contract

and is otherwise governed by the applicable statutory provisions.

Section 19 International Orders

Since the supplier is based in Quebec, Canada, and distributes its products internationally,

different mandatory consumer protection regulations may apply depending on the customer's place of residence.

To the extent that mandatory legal provisions of the consumer's country of residence provide for more extensive rights,

these remain unaffected.

Otherwise, the regulations described in this cancellation policy apply.

Section 20 Model Cancellation Form

If you wish to cancel the contract, you may use this form. Use is voluntary.

Model Cancellation Form

To:

Institut de Résilience Émotionnelle

NoPanicCoach

35 Rue des Ormes

Saint-Hippolyte

Quebec

Canada

Email: contact@nopaniccoach.com

I/We hereby cancel the contract I/we concluded for the purchase of the following goods or

the provision of the following service:

Ordered on: ______________________________

Received on: ______________________________

Name of consumer:

Address:

Signature (only for notification on paper):

Date:

Section 21 Final Provisions

Should individual provisions of this cancellation policy be or become wholly or partially invalid or

unenforceable, the validity of the remaining provisions shall remain unaffected.

The applicable statutory consumer protection regulations in force at the time of conclusion of the contract shall apply.

This cancellation policy was created for the offerings of the Institut de Résilience Émotionnelle under the

brand NoPanicCoach and is geared towards the sale of physical products, digital content and services.